Natural hazards · Mapleton

Mapleton, ND natural hazards

Most of the natural-hazard damage FEMA expects in Mapleton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mapleton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mapleton to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes21%Cold waves11%Strong wind10%Hail8%Winter weather7%Everything else8%

By hazard

What Mapleton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 19 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Hail

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Winter weather

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 24 times a year in the area

Lower here

Heat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mapleton flood?

Every paid claim on a federal flood insurance policy in Mapleton, from FEMA’s records.

11paid claims since 1979

$24Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Winter storm: 2 claims, $2K
Not a named storm: 1 claim, $690

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mapleton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Mapleton

Federal disasters declared here

None of the disasters declared for Cass County shows FEMA aid or repair money reaching Mapleton itself in FEMA’s records.

Brought FEMA money into MapletonDeclared for Cass County only

Cass County has had 30 natural disasters declared since 1953, most often floods and severe storms.

Around Mapleton

Mapleton and the towns around it

Very lowLowModerateHighVery high

Warrenmostly inland floodingHigh

Mapletonmostly inland floodingHigh

West Fargomostly inland floodingLow

Mapletonmostly inland floodingLow

Barnesmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mapleton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mapleton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Mapleton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mapleton total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.