Natural hazards · Mapleton

Mapleton, ND natural hazards

Most of the natural-hazard damage FEMA expects in Mapleton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mapleton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mapleton to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding51%Strong wind13%Tornadoes12%Cold waves9%Hail8%Everything else8%

By hazard

What Mapleton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Strong wind

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 10 years in the area

Cold waves

9% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 19 times a year in the area

Hail

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mapleton flood?

Every paid claim on a federal flood insurance policy in Mapleton, from FEMA’s records.

9paid claims since 1979

$39Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 3 claims, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mapleton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Mapleton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mapleton itself: aid to households, or repair grants to the City of Mapleton.

Brought FEMA money into MapletonDeclared for Cass County only

2011

Flooding

$4K to the City of Mapleton for repairs

2010

Flooding

$7K to the City of Mapleton for repairs

2009

Severe Storms and Flooding

9 households applied for aid $11K aid approved $81K to the City of Mapleton for repairs

2005

Severe Winter Storm

$3K to the City of Mapleton for repairs

2000

Severe Storms, Flooding and Ground Saturation

$33K to the City of Mapleton for repairs

1999

Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor

$2K to the City of Mapleton for repairs

Cass County has had 30 natural disasters declared since 1953, most often floods and severe storms.

Around Mapleton

Mapleton and the towns around it

Very lowLowModerateHighVery high

Mapletonmostly inland floodingHigh

Raymondmostly inland floodingHigh

Durbinmostly inland floodingModerate

Harmonymostly inland floodingModerate

Mapletonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mapleton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mapleton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mapleton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.