Natural hazards · Barnes

Barnes, ND natural hazards

Most of the natural-hazard damage FEMA expects in Barnes comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 60 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Barnes?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Barnes to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes21%Cold waves11%Strong wind10%Hail8%Winter weather7%Everything else8%

By hazard

What Barnes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 19 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Hail

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Winter weather

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 24 times a year in the area

Lower here

Heat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Barnes flood?

Every paid claim on a federal flood insurance policy in Barnes, from FEMA’s records.

60paid claims since 1978

$240Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Not a named storm: 19 claims, $61K
Winter storm: 2 claims, $1K
Midwest Flooding: 1 claim, $16K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Barnes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Barnes

Federal disasters declared here

None of the disasters declared for Cass County shows FEMA aid or repair money reaching Barnes itself in FEMA’s records.

Brought FEMA money into BarnesDeclared for Cass County only

Cass County has had 30 natural disasters declared since 1953, most often floods and severe storms.

Around Barnes

Barnes and the towns around it

Very lowLowModerateHighVery high

West Fargomostly inland floodingLow

Barnesmostly inland floodingLow

Mapletonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Barnes is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Barnes’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Barnes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.