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Housing in Harvey

A typical Harvey home is worth roughly $119,000

Builders were permitted 1 new home in 2025.

Typical home value
$119K
ND $292K
Estimate
2-bedroom rent
$870
a month, utilities in · HUD
Median tax bill
$2,041
ND $2,468

What kind of housing town is Harvey?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.8 years of income

Less than across North Dakota (3.8 years). Try your own numbers below.

You could afford about
$150,000
Typical Harvey home $119K

That covers a typical Harvey home, with $32K to spare.

The typical home, each month
$790
Loan $590Tax $170Insurance $30

A two-bedroom rents for about $870 a month here, $80 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Harvey’s typical property tax (1.72% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $870

Renters already here pay a median of $649, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$750
1 bedroom$790
2 bedrooms$870
3 bedrooms$1,210
4 bedrooms$1,470
38%
of households rent · ND 37%
269
renter households
48%
of renters spend 30%+ of income on rent · ND 39%
24%
of the median income, for a two-bedroom
$649
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Benson County, ND): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

1 new home permitted in 2025

Builders were permitted 1 new home in Harvey in 2025. That's 0.6 per 1,000 residents, slower than across North Dakota (3.4). Over the past 10 years, Harvey has permitted 2 homes in all.

Single-family2+ homes per building
0246810 200020052010201520202025
1
new homes permitted in 2025
1
2026 so far (Jan–Aug)
0.6
per 1,000 residents · ND 3.4
2
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−133
New homes+21

Between the 2010 and 2020 censuses, Harvey's population fell by 133 even though 21 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across North Dakota: 1.7 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)110$230,000
2025110$230,000
2024110$230,000
2023000—
2022000—
2021000—
2020000—
2019000—
2018000—
2017000—
2016000—
2015220$400,000
2014606$300,000
2013000—
2012220$550,000
2011918$660,000
2010220$400,000
2009220$398,000
2008000—
2007110$160,000
2006110$200,000
2005000—
2004110$150,000
2003110$150,000
2002110$150,000
2001000—
2000000—

Harvey's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

62% of Harvey households own their home

Half of Harvey’s homes were built before 1969.

Owners and renters
Own 62%Rent 38%

North Dakota: 63% own.

1969
typical home built · ND 1982
$2,041
median property tax bill · ND $2,468
1.72%
of a home’s value, a year in tax · ND 0.99%

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Harvey vs. its neighbors

The towns that share a border with Harvey. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Harvey$119K*—$8701$42,697
Forward——$8700$107,500

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Harvey buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Harvey still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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