Natural hazards · Harvey

Harvey, ND natural hazards

Most of the natural-hazard damage FEMA expects in Harvey comes from cold waves, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Harvey?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harvey to be higher than in 26% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves46%Inland flooding19%Hail10%Tornadoes9%Winter weather7%Everything else10%

By hazard

What Harvey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

46% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 21 times a year in the area

Inland flooding

19% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about once every 2 years in the area

Hail

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 64% of U.S. places

Winter weather

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 22 times a year in the area

Lower here

Ice stormsHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Harvey flood?

FEMA's records show no paid flood insurance claims in Harvey.

Disasters that hit Harvey

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Harvey itself: aid to households, or repair grants to the City of Harvey.

Brought FEMA money into HarveyDeclared for Wells County only

2022

Severe Winter Storm, Snowstorm, and Straight-Line Winds

$5K to the City of Harvey for repairs

2011

Flooding

$11K to the City of Harvey for repairs

2009

Severe Storms and Flooding

33 households applied for aid $14K aid approved $9K to the City of Harvey for repairs

2001

Severe Storms, Flooding, & Ground Saturation

$14K to the City of Harvey for repairs

2000

Severe Storms, Flooding and Ground Saturation

$41K to the City of Harvey for repairs

Wells County has had 25 natural disasters declared since 1953, most often floods and severe storms.

Around Harvey

Harvey and the towns around it

Very lowLowModerateHighVery high

Wellsmostly cold wavesLow

Hillsdalemostly cold wavesLow

Forwardmostly cold wavesLow

Harveymostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harvey covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Harvey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Harvey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Harvey total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.