Natural hazards · Stallings

Stallings, NC natural hazards

Most of the natural-hazard damage FEMA expects in Stallings comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1996. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stallings?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stallings to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding68%Tornadoes16%Everything else17%

By hazard

What Stallings faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stallings flood?

Every paid claim on a federal flood insurance policy in Stallings, from FEMA’s records.

5paid claims since 1996

$209Kpaid to owners

1homes flooded more than once

19962026

Biggest named events

Hurricane Fran: 1 claim, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stallings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Union County.

Disasters that hit Stallings

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Stallings itself: aid to households, or repair grants to the Town of Stallings.

Brought FEMA money into StallingsDeclared for Union County only

2024

Tropical Storm Helene

1 household applied for aid

Union County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Stallings

Stallings and the towns around it

Very lowLowModerateHighVery high

Hemby Bridgemostly inland floodingHigh

Stallingsmostly inland floodingHigh

Weddingtonmostly inland floodingHigh

Indian Trailmostly inland floodingHigh

Matthewsmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stallings covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Stallings’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stallings. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stallings total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.