Natural hazards · Hemby Bridge

Hemby Bridge, NC natural hazards

Most of the natural-hazard damage FEMA expects in Hemby Bridge comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2024.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hemby Bridge?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hemby Bridge to be higher than in 68% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding66%Tornadoes17%Everything else17%

By hazard

What Hemby Bridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hemby Bridge flood?

Every paid claim on a federal flood insurance policy in Hemby Bridge, from FEMA’s records.

1paid claims since 2024

$3Kpaid to owners

1homes flooded more than once

20242026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hemby Bridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Union County.

Disasters that hit Hemby Bridge

Federal disasters declared here

None of the disasters declared for Union County shows FEMA aid or repair money reaching Hemby Bridge itself in FEMA’s records.

Brought FEMA money into Hemby BridgeDeclared for Union County only

Union County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Hemby Bridge

Hemby Bridge and the towns around it

Very lowLowModerateHighVery high

Hemby Bridgemostly inland floodingHigh

Stallingsmostly inland floodingHigh

Indian Trailmostly inland floodingHigh

Lake Parkmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hemby Bridge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hemby Bridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hemby Bridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.