Natural hazards · Weddington

Weddington, NC natural hazards

Most of the natural-hazard damage FEMA expects in Weddington comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2018. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Weddington?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Weddington to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes14%Everything else15%

By hazard

What Weddington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Weddington flood?

Every paid claim on a federal flood insurance policy in Weddington, from FEMA’s records.

1paid claims since 2018

$4Kpaid to owners

0homes flooded more than once

20182026

Biggest named events

Hurricane Florence: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Weddington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Union County.

Disasters that hit Weddington

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Weddington itself: aid to households, or repair grants to the Town of Weddington.

Brought FEMA money into WeddingtonDeclared for Union County only

2024

Tropical Storm Helene

8 households applied for aid $3K aid approved

Union County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Weddington

Weddington and the towns around it

Very lowLowModerateHighVery high

Wesley Chapelmostly inland floodingVery high

Stallingsmostly inland floodingHigh

Weddingtonmostly inland floodingHigh

Indian Trailmostly inland floodingHigh

Marvinmostly inland floodingModerate

Charlottemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Weddington covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Weddington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Weddington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Weddington total about $11.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.