Natural hazards · Lake Park

Lake Park, NC natural hazards

Most of the natural-hazard damage FEMA expects in Lake Park comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake Park?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Park to be higher than in 51% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes21%Cold waves5%Everything else16%

By hazard

What Lake Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

21% of expected damage

Above average · higher than 74% of U.S. places

Cold waves

5% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 3 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake Park flood?

FEMA's records show no paid flood insurance claims in Lake Park.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lake Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Union County.

Disasters that hit Lake Park

Federal disasters declared here

None of the disasters declared for Union County shows FEMA aid or repair money reaching Lake Park itself in FEMA’s records.

Brought FEMA money into Lake ParkDeclared for Union County only

Union County has had 16 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Lake Park

Lake Park and the towns around it

Very lowLowModerateHighVery high

Hemby Bridgemostly inland floodingHigh

Indian Trailmostly inland floodingHigh

Lake Parkmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Park covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lake Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lake Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lake Park total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.