Natural hazards · Yellow Creek

Yellow Creek, MO natural hazards

Most of the natural-hazard damage FEMA expects in Yellow Creek comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2008. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yellow Creek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yellow Creek to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes14%Drought8%Cold waves8%Heat waves7%Everything else9%

By hazard

What Yellow Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Drought

8% of expected damage

Recorded about 11 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yellow Creek flood?

Every paid claim on a federal flood insurance policy in Yellow Creek, from FEMA’s records.

4paid claims since 2008

$207Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Yellow Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chariton County.

Disasters that hit Yellow Creek

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yellow Creek itself: aid to households, or repair grants to the Township of Yellow Creek.

Brought FEMA money into Yellow CreekDeclared for Chariton County only

2019

Severe Storms, Tornadoes, and Flooding

$107K to the Township of Yellow Creek for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$86K to the Township of Yellow Creek for repairs

2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$12K to the Township of Yellow Creek for repairs

2011

Severe Winter Storm and Snowstorm

$16K to the Township of Yellow Creek for repairs

2010

Severe Storms, Flooding, and Tornadoes

$11K to the Township of Yellow Creek for repairs

Chariton County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Yellow Creek

Yellow Creek and the towns around it

Very lowLowModerateHighVery high

Yellow Creekmostly inland floodingHigh

Cunninghammostly inland floodingHigh

Brookfieldmostly inland floodingHigh

Clarkmostly inland floodingHigh

Salt Creekmostly inland floodingHigh

Mendonmostly inland floodingHigh

Marcelinemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yellow Creek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Yellow Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Yellow Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Yellow Creek total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.