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Natural hazards · Cunningham

Cunningham, MO natural hazards

Most of the natural-hazard damage FEMA expects in Cunningham comes from inland flooding, and overall the risk is high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cunningham?

66
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cunningham to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes14%Drought8%Cold waves8%Heat waves7%Everything else9%
By hazard

What Cunningham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 6 years in the area

Drought

8% of expected damage
Recorded about 11 times a year in the area

Cold waves

8% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 3 times a year in the area

Heat waves

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cunningham flood?

FEMA's records show no paid flood insurance claims in Cunningham.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Cunningham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chariton County.
Disasters that hit Cunningham

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cunningham itself: aid to households, or repair grants to the Township of Cunningham.

Brought FEMA money into CunninghamDeclared for Chariton County only
2021

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$108K to the Township of Cunningham for repairs
2019

Severe Storms, Tornadoes, and Flooding

$35K to the Township of Cunningham for repairs
2019

Severe Storms, Straight-Line Winds, and Flooding

$3K to the Township of Cunningham for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$14K to the Township of Cunningham for repairs
2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$39K to the Township of Cunningham for repairs
2011

Severe Winter Storm and Snowstorm

$7K to the Township of Cunningham for repairs
2010

Severe Storms, Flooding, and Tornadoes

$41K to the Township of Cunningham for repairs
Chariton County has had 25 natural disasters declared since 1953, most often severe storms and floods.
Around Cunningham

Cunningham and the towns around it

Grand River: High, mostly inland floodingHurricane: Moderate, mostly inland floodingYellow Creek: High, mostly inland floodingJefferson: Moderate, mostly inland floodingMendon: High, mostly inland floodingTriplett: Very high, mostly inland floodingParson Creek: High, mostly inland floodingFairview: High, mostly inland floodingWheeling: Moderate, mostly inland floodingChillicothe: Moderate, mostly inland floodingRidge: Moderate, mostly inland floodingStokes Mound: High, mostly inland floodingRockford: Moderate, mostly inland floodingBrookfield: High, mostly inland floodingClark: High, mostly inland floodingSalt Creek: High, mostly inland floodingMarceline: Low, mostly inland floodingLocust Creek: High, mostly inland floodingClay: High, mostly inland floodingBrunswick: Very high, mostly inland floodingDe Witt: Moderate, mostly inland floodingCunningham: High, mostly inland flooding CunninghamGrand RiverHurricaneYellow CreekJeffersonMendonTriplettParson Creek
Very lowLowModerateHighVery high
Triplettmostly inland floodingVery high
Grand Rivermostly inland floodingHigh
Cunninghammostly inland floodingHigh
Yellow Creekmostly inland floodingHigh
Mendonmostly inland floodingHigh
Parson Creekmostly inland floodingHigh
Jeffersonmostly inland floodingModerate
Hurricanemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cunningham is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Cunningham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cunningham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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