Natural hazards · Clark

Clark, MO natural hazards

Most of the natural-hazard damage FEMA expects in Clark comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clark?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clark to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes14%Drought8%Cold waves8%Heat waves7%Everything else9%

By hazard

What Clark faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Drought

8% of expected damage

Recorded about 11 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Heat waves

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clark flood?

FEMA's records show no paid flood insurance claims in Clark.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clark isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chariton County.

Disasters that hit Clark

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clark itself: aid to households, or repair grants to the Township of Clark.

Brought FEMA money into ClarkDeclared for Chariton County only

2021

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$69K to the Township of Clark for repairs

2019

Severe Storms, Tornadoes, and Flooding

$34K to the Township of Clark for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$15K to the Township of Clark for repairs

2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$20K to the Township of Clark for repairs

2011

Severe Winter Storm and Snowstorm

$5K to the Township of Clark for repairs

2010

Severe Storms, Flooding, and Tornadoes

$40K to the Township of Clark for repairs

Chariton County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Clark

Clark and the towns around it

Very lowLowModerateHighVery high

Clarkmostly inland floodingHigh

Musselforkmostly inland floodingHigh

Bee Branchmostly inland floodingHigh

Yellow Creekmostly inland floodingHigh

Marcelinemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clark is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Clark’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Clark. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.