Natural hazards · Piney

Piney, MO natural hazards

Most of the natural-hazard damage FEMA expects in Piney comes from cold waves, and overall the risk is moderate for a U.S. community. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Piney?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Piney to be higher than in 52% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves36%Inland flooding21%Heat waves12%Earthquakes11%Tornadoes10%Everything else10%

By hazard

What Piney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

36% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

21% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 3 times a year in the area

Heat waves

12% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 12 times a year in the area

Earthquakes

11% of expected damage

Well above average · higher than 81% of U.S. places

Tornadoes

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 28 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Piney flood?

FEMA's records show no paid flood insurance claims in Piney.

of all homes
are insured

No community discount. Piney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Texas County.

Disasters that hit Piney

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Piney itself: aid to households, or repair grants to the Township of Piney.

Brought FEMA money into PineyDeclared for Texas County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$380K to the Township of Piney for repairs

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$302K to the Township of Piney for repairs

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$449K to the Township of Piney for repairs

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$628K to the Township of Piney for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$132K to the Township of Piney for repairs

2013

Severe Storms, Straight-Line Winds and Flooding

$19K to the Township of Piney for repairs

2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$12K to the Township of Piney for repairs

2011

Severe Storms, Tornadoes, and Flooding

$14K to the Township of Piney for repairs

2008

Severe Storms and Flooding

$42K to the Township of Piney for repairs

2008

Severe Winter Storms and Flooding

$8K to the Township of Piney for repairs

2002

Severe Storms, Tornadoes and Flooding

$122K to the Township of Piney for repairs

Texas County has had 23 natural disasters declared since 1953, most often severe storms and ice storms.

Around Piney

Piney and the towns around it

Very lowLowModerateHighVery high

Cassmostly cold wavesHigh

Jacksonmostly cold wavesHigh

Ozarkmostly cold wavesHigh

Morrismostly cold wavesModerate

Uptonmostly cold wavesModerate

Pineymostly cold wavesModerate

Lynchmostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Piney is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Piney’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Piney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.