Natural hazards · Jackson

Jackson, MO natural hazards

Most of the natural-hazard damage FEMA expects in Jackson comes from cold waves, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jackson?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jackson to be higher than in 68% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves39%Inland flooding22%Heat waves12%Tornadoes9%Earthquakes8%Everything else9%

By hazard

What Jackson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

39% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

22% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 3 times a year in the area

Heat waves

12% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 14 years in the area

Earthquakes

8% of expected damage

Well above average · higher than 81% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jackson flood?

FEMA's records show no paid flood insurance claims in Jackson.

of all homes
are insured

No community discount. Jackson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Texas County.

Disasters that hit Jackson

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Jackson itself: aid to households, or repair grants to the Township of Jackson.

Brought FEMA money into JacksonDeclared for Texas County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$9K to the Township of Jackson for repairs

Texas County has had 23 natural disasters declared since 1953, most often severe storms and ice storms.

Around Jackson

Jackson and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly cold wavesHigh

Currentmostly cold wavesHigh

Ozarkmostly cold wavesHigh

Sherrillmostly cold wavesModerate

Pineymostly cold wavesModerate

Lynchmostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jackson covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jackson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Jackson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jackson total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.