TownTapestry
Sign inJoin
UptonGood morning
Natural hazards · Upton

Upton, MO natural hazards

Most of the natural-hazard damage FEMA expects in Upton comes from cold waves, and overall the risk is moderate for a U.S. community. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Upton?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Upton to be higher than in 56% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves35%Inland flooding26%Heat waves11%Tornadoes9%Earthquakes8%Everything else11%
By hazard

What Upton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

35% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 2 times a year in the area

Inland flooding

26% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 3 times a year in the area

Heat waves

11% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 12 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 9 years in the area

Earthquakes

8% of expected damage
Well above average · higher than 80% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Upton flood?

FEMA's records show no paid flood insurance claims in Upton.

of all homes
are insured
No community discount. Upton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Texas County.
Disasters that hit Upton

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Upton itself: aid to households, or repair grants to the Township of Upton.

Brought FEMA money into UptonDeclared for Texas County only
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$158K to the Township of Upton for repairs
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$112K to the Township of Upton for repairs
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$151K to the Township of Upton for repairs
2019

Severe Storms, Tornadoes, and Flooding

$205K to the Township of Upton for repairs
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$20K to the Township of Upton for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$47K to the Township of Upton for repairs
2013

Severe Storms, Straight-Line Winds and Flooding

$28K to the Township of Upton for repairs
2011

Severe Storms, Tornadoes, and Flooding

$9K to the Township of Upton for repairs
2009

Severe Storms, Tornadoes, and Flooding

$6K to the Township of Upton for repairs
2008

Severe Storms, Flooding, and a Tornado

$29K to the Township of Upton for repairs
2008

Severe Storms and Flooding

$22K to the Township of Upton for repairs
2008

Severe Winter Storms and Flooding

$3K to the Township of Upton for repairs
2007

Severe Winter Storms and Flooding

$4K to the Township of Upton for repairs
2002

Severe Storms, Tornadoes and Flooding

$11K to the Township of Upton for repairs
Texas County has had 23 natural disasters declared since 1953, most often severe storms and ice storms.
Around Upton

Upton and the towns around it

Morris: Moderate, mostly cold wavesRoubidoux: High, mostly cold wavesPiney: Moderate, mostly cold wavesLynch: Moderate, mostly cold wavesClinton: High, mostly inland floodingCass: High, mostly cold wavesBurdine: High, mostly inland floodingBoone: High, mostly cold wavesJackson: High, mostly cold wavesOzark: High, mostly cold wavesSherrill: Moderate, mostly cold wavesUpton: Moderate, mostly cold waves UptonMorrisRoubidouxPineyLynch
Very lowLowModerateHighVery high
Roubidouxmostly cold wavesHigh
Uptonmostly cold wavesModerate
Morrismostly cold wavesModerate
Pineymostly cold wavesModerate
Lynchmostly cold wavesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Upton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Upton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Upton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Upton total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Upton, MOTexas CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Upton is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map