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Housing in Liberty

A typical Liberty home is worth roughly $163,000

Home prices around Liberty have risen about 39% over the past 5 years.

Typical home value
$163K
▲ 0.2% in a year · MO $268K
Estimate
2-bedroom rent
$910
a month, utilities in · HUD
Median tax bill
$1,122
MO $1,948

What kind of housing town is Liberty?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.8 years of income

Less than across Missouri (3.8 years). Try your own numbers below.

You could afford about
$232,000
Typical Liberty home $163K

That covers a typical Liberty home, with $68K to spare.

The typical home, each month
$950
Loan $810Tax $100Insurance $50

A two-bedroom rents for about $910 a month here, $40 less than owning.

How Liberty ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Liberty’s typical property tax (0.72% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 39% in 5 years

The federal house price index for the ZIP codes around Liberty rose 39% over the past 5 years, slower than across Missouri (51%). Prices were about flat last year. Carrying the Census median home value forward with that index puts the typical Liberty home at roughly $163,000 today.

Liberty areaMissouri
0%+50%+100%+150%200020052010201520202025
+0.2%
past year
+39%
past 5 years
+49%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $163K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Liberty, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $910

Renters already here pay a median of $807, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$680
1 bedroom$700
2 bedrooms$910
3 bedrooms$1,210
4 bedrooms$1,270
32%
of households rent · MO 32%
1,741
renter households
25%
of renters spend 30%+ of income on rent · MO 46%
19%
of the median income, for a two-bedroom
$807
median rent paid today · Census

How Liberty ranks on rent that’s easy to afford →

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Stoddard County, MO): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

69% of Liberty households own their home

Half of Liberty’s homes were built before 1974.

Owners and renters
Own 69%Rent 32%

Missouri: 68% own.

1974
typical home built · MO 1978
$1,122
median property tax bill · MO $1,948
0.72%
of a home’s value, a year in tax · MO 0.85%
1%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Liberty vs. its neighbors

Liberty is the priciest of 6 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Liberty$163K*+0.2%†$910$57,847
Castor$102K*—$900$57,125
Duck Creek$152K*—$950$51,099
Union$99K*—$910$50,938
Richland$98K*—$900$42,625
Cotton Hill$92K*—$950$47,096

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Liberty buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Liberty still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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