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Housing in Richland

A typical Richland home is worth roughly $98,000

Typical home value
$98K
MO $268K
Estimate
2-bedroom rent
$900
a month, utilities in · HUD
Median tax bill
$666
MO $1,948

What kind of housing town is Richland?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.3 years of income

Less than across Missouri (3.8 years). Try your own numbers below.

You could afford about
$173,000
Typical Richland home $98K

That covers a typical Richland home, with $75K to spare.

The typical home, each month
$570
Loan $490Tax $60Insurance $30

A two-bedroom rents for about $900 a month here, $330 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Richland’s typical property tax (0.68% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $900

Renters already here pay a median of $679, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$670
1 bedroom$690
2 bedrooms$900
3 bedrooms$1,180
4 bedrooms$1,250
28%
of households rent · MO 32%
149
renter households
52%
of renters spend 30%+ of income on rent · MO 46%
25%
of the median income, for a two-bedroom
$679
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Stoddard County, MO): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

73% of Richland households own their home

Half of Richland’s homes were built before 1975.

Owners and renters
Own 73%Rent 28%

Missouri: 68% own.

1975
typical home built · MO 1978
$666
median property tax bill · MO $1,948
0.68%
of a home’s value, a year in tax · MO 0.85%

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Richland vs. its neighbors

Richland is the least expensive of 4 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Richland$98K*—$900$42,625
Castor$102K*—$900$57,125
Pike$122K*—$920$61,313
Liberty$157K*+0.2%†$910$57,847

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

On the market in Richland

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Richland buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Richland still affordable for young families?

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Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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