Housing in Cotton Hill

A typical Cotton Hill home is worth roughly $92,000

#6Lowest property tax in MO #15Most affordable in MO #20Cheapest rent in MO All MO rankings →

Typical home value

$92K

MO $268K

Estimate

2-bedroom rent

$950

a month, utilities in · HUD

Median tax bill

$582

MO $1,948

What kind of housing town is Cotton Hill?

Read from the numbers below. The page puts what stands out first.

Your money goes further66% below the Missouri typical home.Low tax bills#6 of 254 in MO for the lowest property tax bills.Rent is cheap#20 in MO for the cheapest rent.

★ What stands out · Affordability

A typical home costs 2 years of income

Less than across Missouri (3.8 years). Try your own numbers below.

You could afford about

$190,000

Typical Cotton Hill home $92K

That covers a typical Cotton Hill home, with $98K to spare.

The typical home, each month

$530

Loan $460Tax $50Insurance $30

A two-bedroom rents for about $950 a month here, $420 more than owning.

Where your budget reaches nearby

Union$99K Freeborn$54K Malden$88K Liberty$157K

How Cotton Hill ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Cotton Hill’s typical property tax (0.63% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $950

Renters already here pay a median of $664, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$700

1 bedroom$720

2 bedrooms$950

3 bedrooms$1,310

4 bedrooms$1,500

48%

of households rent · MO 32%

915

renter households

41%

of renters spend 30%+ of income on rent · MO 46%

24%

of the median income, for a two-bedroom

$664

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Dunklin County, MO): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

52% of Cotton Hill households own their home

Half of Cotton Hill’s homes were built before 1972.

Owners and renters

Own 52%Rent 48%

Missouri: 68% own.

1972

typical home built · MO 1978

$582

median property tax bill · MO $1,948

0.63%

of a home’s value, a year in tax · MO 0.85%

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Cotton Hill vs. its neighbors

Cotton Hill is the 3rd least expensive of 5 neighboring towns. Tap one to see its housing page.

Liberty$157K Union$99K Cotton Hill$92K Malden$88K Freeborn$54K

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
Cotton Hill	$92K*	—	$950	—	$47,096
Union	$99K*	—	$910	—	$50,938
Freeborn	$54K*	—	$890	—	$45,882
Malden	$88K	+2.9%	$950	4	$40,118
Liberty	$157K*	+0.2%†	$910	—	$57,847

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Cotton Hill buyers, sellers and renters are saying.

Town Square →

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.