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Natural hazards · Lee's Summit

Lee's Summit, MO natural hazards

Most of the natural-hazard damage FEMA expects in Lee's Summit comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 70 claims here since 1982. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lee's Summit?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lee's Summit to be higher than in 38% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes24%Heat waves13%Hail9%Cold waves6%Everything else4%
By hazard

What Lee's Summit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Below average · higher than 44% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

24% of expected damage
Well above average · higher than 91% of U.S. places

Heat waves

13% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 15 times a year in the area

Hail

9% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 9 times a year in the area

Cold waves

6% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lee's Summit flood?

Every paid claim on a federal flood insurance policy in Lee's Summit, from FEMA’s records.

70paid claims since 1982
$1.1Mpaid to owners
8homes flooded more than once
19822026

Biggest named events

  • Not a named storm: 11 claims, $198K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 05% off flood insurance. Lee's Summit is in FEMA’s Community Rating System (class 9) for its flood-proofing work.
Insurance rates: Jackson County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Lee's Summit

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lee's Summit itself: aid to households, or repair grants to the City of Lee's Summit.

Brought FEMA money into Lee's SummitDeclared for Jackson County only
2019

Severe Storms, Tornadoes, and Flooding

13 households applied for aid $21K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$12K to the City of Lee's Summit for repairs
2007

Severe Storms and Flooding

29 households applied for aid $51K aid approved
2004

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $9K aid approved
2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid
2002

Severe Winter Ice Storm

$1.4M to the City of Lee's Summit for repairs
Jackson County has had 24 natural disasters declared since 1953, most often severe storms and floods.
Around Lee's Summit

Lee's Summit and the towns around it

Independence: Moderate, mostly inland floodingKansas City: Low, mostly inland floodingUnity Village: Low, mostly inland floodingLake Winnebago: Moderate, mostly inland floodingGreenwood: Moderate, mostly inland floodingLake Lotawana: Moderate, mostly inland floodingBlue Springs: Low, mostly inland floodingSugar Creek: Low, mostly inland floodingBlue Summit: Moderate, mostly inland floodingLiberty: Low, mostly inland floodingClaycomo: Low, mostly inland floodingRaytown: Low, mostly inland floodingKansas City: Low, mostly inland floodingBelton: Low, mostly inland floodingGrandview: Moderate, mostly inland floodingRiverside: Moderate, mostly inland floodingLone Jack: Very low, mostly inland floodingLee's Summit: Low, mostly inland flooding Lee's SummitIndependenceKansas CityUnity VillageLake WinnebagoGreenwoodLake Lotawana
Very lowLowModerateHighVery high
Greenwoodmostly inland floodingModerate
Lake Winnebagomostly inland floodingModerate
Lake Lotawanamostly inland floodingModerate
Independencemostly inland floodingModerate
Lee's Summitmostly inland floodingLow
Kansas Citymostly inland floodingLow
Unity Villagemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lee's Summit covers 27 census tracts, combined by population.
Money that reached townFlood claims are matched to Lee's Summit’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lee's Summit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lee's Summit total about $38.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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