Natural hazards · Unity

Unity, MO natural hazards

Most of the natural-hazard damage FEMA expects in Unity comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Unity?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Unity to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes28%Heat waves16%Hail10%Cold waves6%Everything else4%

By hazard

What Unity faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 92% of U.S. places

Heat waves

16% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 15 times a year in the area

Hail

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 9 times a year in the area

Cold waves

6% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Unity flood?

FEMA's records show no paid flood insurance claims in Unity.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Unity isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Unity

Federal disasters declared here

None of the disasters declared for Jackson County shows FEMA aid or repair money reaching Unity itself in FEMA’s records.

Brought FEMA money into UnityDeclared for Jackson County only

Jackson County has had 24 natural disasters declared since 1953, most often severe storms and floods.

Around Unity

Unity and the towns around it

Very lowLowModerateHighVery high

Lee's Summitmostly inland floodingLow

Kansas Citymostly inland floodingLow

Unity Villagemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Unity is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Unity’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Unity. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.