A typical Two Rivers home is worth roughly $308,000
What kind of housing town is Two Rivers?
Read from the numbers below. The page puts what stands out first.
97% of Two Rivers households own their home
Half of Two Rivers’s homes were built before 1991.
Minnesota: 72% own.
U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.
A typical home costs 3.1 years of income
Less than across Minnesota (3.9 years). Try your own numbers below.
That covers a typical Two Rivers home, with $92K to spare.
A two-bedroom rents for about $1,080 a month here, $730 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Two Rivers’s typical property tax (0.79% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,080
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (St. Cloud, MN MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Two Rivers vs. its neighbors
Two Rivers is the 3rd least expensive of 6 neighboring towns. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Two Rivers | $308K* | — | $1,080 | $100,625 |
| Langola | $370K* | +2.8%† | $1,210 | $114,167 |
| Bellevue | $356K* | −1.9%† | $1,030 | $113,958 |
| Swan River | $224K | +0.1% | $1,000 | $76,625 |
| Elmdale | $294K* | — | $1,090 | $80,833 |
| Brockway | $363K* | +3.5%† | $1,250 | $116,250 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Two Rivers buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.