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Housing in Elmdale

A typical Elmdale home is worth roughly $294,000

Typical home value
$294K
MN $351K
Estimate
2-bedroom rent
$1,090
a month, utilities in · HUD
Median tax bill
$2,454
MN $3,357

What kind of housing town is Elmdale?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 3.6 years of income

Less than across Minnesota (3.9 years). Try your own numbers below.

You could afford about
$318,000
Typical Elmdale home $294K

That covers a typical Elmdale home, with $25K to spare.

The typical home, each month
$1,740
Loan $1,450Tax $200Insurance $90

A two-bedroom rents for about $1,090 a month here, $650 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Elmdale’s typical property tax (0.84% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

92% of Elmdale households own their home

Half of Elmdale’s homes were built before 1983.

Owners and renters
Own 92%Rent 8%

Minnesota: 72% own.

1983
typical home built · MN 1979
$2,454
median property tax bill · MN $3,357
0.84%
of a home’s value, a year in tax · MN 1.02%
3%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,090

Renters already here pay a median of $1,100.

Fair Market Rent a month, utilities included

Studio$790
1 bedroom$840
2 bedrooms$1,090
3 bedrooms$1,480
4 bedrooms$1,660
8%
of households rent · MN 28%
28
renter households
$1,100
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (St. Cloud, MN MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Elmdale vs. its neighbors

Elmdale is the least expensive of 5 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2015Median income
Elmdale$294K*—$1,090—$80,833
Swanville$344K+3%$1,000—$75,625
Krain$365K*−6.6%†$1,050—$101,667
Two Rivers$308K*—$1,080—$100,625
Grey Eagle$376K+5.7%$1,0200$94,875

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Elmdale buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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