Natural hazards · Stanchfield

Stanchfield, MN natural hazards

Most of the natural-hazard damage FEMA expects in Stanchfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2004. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stanchfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stanchfield to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes14%Cold waves7%Strong wind6%Everything else11%

By hazard

What Stanchfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

14% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 46 years in the area

Cold waves

7% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 10 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stanchfield flood?

Every paid claim on a federal flood insurance policy in Stanchfield, from FEMA’s records.

1paid claims since 2004

$2Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stanchfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Isanti County.

Disasters that hit Stanchfield

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stanchfield itself: aid to households, or repair grants to the Township of Stanchfield.

Brought FEMA money into StanchfieldDeclared for Isanti County only

2011

Severe Storms, Flooding, and Tornadoes

$4K to the Township of Stanchfield for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$9K to the Township of Stanchfield for repairs

Isanti County has had 8 natural disasters declared since 1953, most often floods and severe storms.

Around Stanchfield

Stanchfield and the towns around it

Very lowLowModerateHighVery high

Maple Ridgemostly inland floodingHigh

Nesselmostly inland floodingHigh

Grass Lakemostly inland floodingHigh

Brunswickmostly inland floodingHigh

Stanchfieldmostly inland floodingModerate

Brahammostly inland floodingModerate

Cambridgemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stanchfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stanchfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Stanchfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stanchfield total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.