Natural hazards · Braham

Braham, MN natural hazards

Most of the natural-hazard damage FEMA expects in Braham comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Braham?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Braham to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes14%Cold waves7%Strong wind6%Everything else11%

By hazard

What Braham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

14% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 46 years in the area

Cold waves

7% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 10 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Braham flood?

FEMA's records show no paid flood insurance claims in Braham.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Braham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Isanti County.

Disasters that hit Braham

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Braham itself: aid to households, or repair grants to the City of Braham.

Brought FEMA money into BrahamDeclared for Isanti County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$7K to the City of Braham for repairs

Isanti County has had 8 natural disasters declared since 1953, most often floods and severe storms.

Around Braham

Braham and the towns around it

Very lowLowModerateHighVery high

Grass Lakemostly inland floodingHigh

Brahammostly inland floodingModerate

Stanchfieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Braham is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Braham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Braham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.