Natural hazards · Nessel

Nessel, MN natural hazards

Most of the natural-hazard damage FEMA expects in Nessel comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nessel?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nessel to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes10%Cold waves7%Strong wind6%Everything else9%

By hazard

What Nessel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

10% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 26 years in the area

Cold waves

7% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 10 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nessel flood?

FEMA's records show no paid flood insurance claims in Nessel.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nessel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chisago County.

Disasters that hit Nessel

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nessel itself: aid to households, or repair grants to the Township of Nessel.

Brought FEMA money into NesselDeclared for Chisago County only

2011

Severe Storms, Flooding, and Tornadoes

$1K to the Township of Nessel for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$9K to the Township of Nessel for repairs

Chisago County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Nessel

Nessel and the towns around it

Very lowLowModerateHighVery high

Royaltonmostly inland floodingHigh

Nesselmostly inland floodingHigh

Fish Lakemostly inland floodingHigh

Rushsebamostly inland floodingModerate

Rush Citymostly inland floodingModerate

Stanchfieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nessel is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nessel’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Nessel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.