Natural hazards · Plymouth

Plymouth, MN natural hazards

Most of the natural-hazard damage FEMA expects in Plymouth comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plymouth?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plymouth to be higher than in 26% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves22%Tornadoes17%Heat waves8%Hail8%Everything else3%

By hazard

What Plymouth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Cold waves

22% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 80% of U.S. places

Heat waves

8% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Hail

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plymouth flood?

Every paid claim on a federal flood insurance policy in Plymouth, from FEMA’s records.

9paid claims since 1979

$128Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Severe flooding: 2 claims, $28K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plymouth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hennepin County.

Disasters that hit Plymouth

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Plymouth itself: aid to households, or repair grants to the City of Plymouth.

Brought FEMA money into PlymouthDeclared for Hennepin County only

2016

Severe Storms and Flooding

1 household applied for aid

2013

Severe Storms, Straight-Line Winds, and Flooding

$266K to the City of Plymouth for repairs

Hennepin County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Plymouth

Plymouth and the towns around it

Very lowLowModerateHighVery high

New Hopemostly inland floodingModerate

Golden Valleymostly inland floodingLow

Plymouthmostly inland floodingLow

Maple Grovemostly inland floodingLow

Minnetonkamostly inland floodingLow

Wayzatamostly inland floodingVery low

Medinamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plymouth covers 18 census tracts, combined by population.

Money that reached townFlood claims are matched to Plymouth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Plymouth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plymouth total about $30.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.