Natural hazards · Medina

Medina, MN natural hazards

Most of the natural-hazard damage FEMA expects in Medina comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2011. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Medina?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Medina to be higher than in 11% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves20%Tornadoes16%Hail10%Heat waves8%Everything else5%

By hazard

What Medina faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 2 times a year in the area

Cold waves

20% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 50 years in the area

Hail

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Heat waves

8% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Medina flood?

Every paid claim on a federal flood insurance policy in Medina, from FEMA’s records.

3paid claims since 2011

$26Kpaid to owners

0homes flooded more than once

20112026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Medina isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hennepin County.

Disasters that hit Medina

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Medina itself: aid to households, or repair grants to the City of Medina.

Brought FEMA money into MedinaDeclared for Hennepin County only

2016

Severe Storms and Flooding

1 household applied for aid

2013

Severe Storms, Straight-Line Winds, and Flooding

$16K to the City of Medina for repairs

Hennepin County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Medina

Medina and the towns around it

Very lowLowModerateHighVery high

Plymouthmostly inland floodingLow

Oronomostly inland floodingLow

Corcoranmostly inland floodingLow

Independencemostly inland floodingVery low

Medinamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Medina covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Medina’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Medina. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Medina total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.