Natural hazards · Maple Grove

Maple Grove, MN natural hazards

Most of the natural-hazard damage FEMA expects in Maple Grove comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maple Grove?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maple Grove to be higher than in 25% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves23%Tornadoes15%Heat waves9%Hail7%Everything else3%

By hazard

What Maple Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Cold waves

23% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 75% of U.S. places

Heat waves

9% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Hail

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maple Grove flood?

Every paid claim on a federal flood insurance policy in Maple Grove, from FEMA’s records.

3paid claims since 1979

$24Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maple Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hennepin County.

Disasters that hit Maple Grove

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maple Grove itself: aid to households, or repair grants to the City of Maple Grove.

Brought FEMA money into Maple GroveDeclared for Hennepin County only

2016

Severe Storms and Flooding

51 households applied for aid $100K aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

$119K to the City of Maple Grove for repairs

Hennepin County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Maple Grove

Maple Grove and the towns around it

Very lowLowModerateHighVery high

Daytonmostly inland floodingHigh

Brooklyn Parkmostly inland floodingModerate

Osseomostly inland floodingLow

Plymouthmostly inland floodingLow

Maple Grovemostly inland floodingLow

Corcoranmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maple Grove covers 16 census tracts, combined by population.

Money that reached townFlood claims are matched to Maple Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Maple Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maple Grove total about $24.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.