Natural hazards · Gentilly

Gentilly, MN natural hazards

Most of the natural-hazard damage FEMA expects in Gentilly comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gentilly?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gentilly to be higher than in 64% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves27%Drought9%Tornadoes5%Everything else16%

By hazard

What Gentilly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 2 times a year in the area

Cold waves

27% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 21 times a year in the area

Drought

9% of expected damage

Recorded about 7 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 6 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gentilly flood?

FEMA's records show no paid flood insurance claims in Gentilly.

of all homes
are insured

No community discount. Gentilly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Polk County.

Disasters that hit Gentilly

Federal disasters declared here

None of the disasters declared for Polk County shows FEMA aid or repair money reaching Gentilly itself in FEMA’s records.

Brought FEMA money into GentillyDeclared for Polk County only

Polk County has had 27 natural disasters declared since 1953, most often floods and severe storms.

Around Gentilly

Gentilly and the towns around it

Very lowLowModerateHighVery high

Crookstonmostly inland floodingVery high

Lake Pleasantmostly inland floodingVery high

Louisvillemostly inland floodingHigh

Gentillymostly inland floodingHigh

Kertsonvillemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gentilly is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gentilly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Gentilly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.