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Natural hazards · Louisville

Louisville, MN natural hazards

Most of the natural-hazard damage FEMA expects in Louisville comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Louisville?

74
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Louisville to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding61%Cold waves14%Drought7%Everything else18%
By hazard

What Louisville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 2 years in the area

Cold waves

14% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 21 times a year in the area

Drought

7% of expected damage
Recorded about 13 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Louisville flood?

FEMA's records show no paid flood insurance claims in Louisville.

Disasters that hit Louisville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Louisville itself: aid to households, or repair grants to the Township of Louisville.

Brought FEMA money into LouisvilleDeclared for Red Lake County only
2022

Severe Storms, Straight-Line Winds, and Flooding

$30K to the Township of Louisville for repairs
2011

Severe Storms and Flooding

$2K to the Township of Louisville for repairs
2009

Severe Storms and Flooding

$821 to the Township of Louisville for repairs
2002

Severe Storms, Flooding and Tornadoes

$3K to the Township of Louisville for repairs
Red Lake County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Louisville

Louisville and the towns around it

Red Lake Falls: High, mostly inland floodingWylie: High, mostly inland floodingParnell: Very high, mostly inland floodingGentilly: High, mostly inland floodingBelgium: Very high, mostly inland floodingGervais: High, mostly inland floodingBrowns Creek: High, mostly inland floodingLake Pleasant: Very high, mostly inland floodingPolk Centre: Very high, mostly inland floodingFanny: Very high, mostly inland floodingCrookston: Very high, mostly inland floodingKertsonville: High, mostly inland floodingEuclid: Very high, mostly inland floodingLouisville: High, mostly inland flooding LouisvilleRed Lake FallsWylieParnellGentillyBelgium
Very lowLowModerateHighVery high
Parnellmostly inland floodingVery high
Belgiummostly inland floodingVery high
Louisvillemostly inland floodingHigh
Red Lake Fallsmostly inland floodingHigh
Wyliemostly inland floodingHigh
Gentillymostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Louisville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Louisville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Louisville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Louisville, MNRed Lake CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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