Natural hazards · Rockford

Rockford, MN natural hazards

Most of the natural-hazard damage FEMA expects in Rockford comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rockford?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rockford to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes9%Strong wind7%Everything else10%

By hazard

What Rockford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 37 years in the area

Strong wind

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rockford flood?

FEMA's records show no paid flood insurance claims in Rockford.

of all homes
are insured

No community discount. Rockford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wright County.

What’s been done with FEMA grants

9flood-prone properties bought out and cleared

Disasters that hit Rockford

Federal disasters declared here

None of the disasters declared for Wright County shows FEMA aid or repair money reaching Rockford itself in FEMA’s records.

Brought FEMA money into RockfordDeclared for Wright County only

Wright County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Rockford

Rockford and the towns around it

Very lowLowModerateHighVery high

Rockfordmostly inland floodingHigh

Franklinmostly inland floodingHigh

Greenfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rockford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rockford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rockford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.