Natural hazards · Eckles

Eckles, MN natural hazards

Most of the natural-hazard damage FEMA expects in Eckles comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Eckles?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eckles to be higher than in 17% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves26%Tornadoes7%Wildfire6%Everything else12%
By hazard

What Eckles faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Below average · higher than 32% of U.S. places
Recorded about once every 2 years in the area

Cold waves

26% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 16 times a year in the area

Tornadoes

7% of expected damage
Above average · higher than 59% of U.S. places
Recorded about once every 86 years in the area

Wildfire

6% of expected damage
Well above average · higher than 93% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Eckles flood?

FEMA's records show no paid flood insurance claims in Eckles.

of all homes
are insured
No community discount. Eckles isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Beltrami County.
Disasters that hit Eckles

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eckles itself: aid to households, or repair grants to the Township of Eckles.

Brought FEMA money into EcklesDeclared for Beltrami County only
2011

Severe Storms and Flooding

$9K to the Township of Eckles for repairs
2009

Severe Storms and Flooding

$8K to the Township of Eckles for repairs
1999

Severe Storms, Winds, and Flooding

$31K to the Township of Eckles for repairs
Beltrami County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Eckles

Eckles and the towns around it

Wilton: Very low, mostly inland floodingBemidji: Moderate, mostly inland floodingLammers: Low, mostly inland floodingNorthern: High, mostly inland floodingLiberty: Moderate, mostly inland floodingGrant Valley: Low, mostly inland floodingBemidji: High, mostly inland floodingFrohn: Low, mostly inland floodingTurtle River: Moderate, mostly inland floodingJones: Low, mostly inland floodingBuzzle: Moderate, mostly inland floodingShevlin: Low, mostly inland floodingTurtle Lake: Moderate, mostly inland floodingMaple Ridge: Very low, mostly inland floodingRockwood: Low, mostly inland floodingFern: Low, mostly inland floodingEckles: Very low, mostly inland flooding EcklesWiltonBemidjiLammersNorthernLibertyGrant Valley
Very lowLowModerateHighVery high
Northernmostly inland floodingHigh
Libertymostly inland floodingModerate
Bemidjimostly inland floodingModerate
Lammersmostly inland floodingLow
Grant Valleymostly inland floodingLow
Ecklesmostly inland floodingVery low
Wiltonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eckles covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Eckles’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Eckles. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eckles total about $651K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Eckles

Minnesota · MN · Beltrami County
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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01