Natural hazards · Grant Valley

Grant Valley, MN natural hazards

Most of the natural-hazard damage FEMA expects in Grant Valley comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grant Valley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grant Valley to be higher than in 37% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves21%Tornadoes5%Everything else15%

By hazard

What Grant Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 2 years in the area

Cold waves

21% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 16 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 22 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grant Valley flood?

FEMA's records show no paid flood insurance claims in Grant Valley.

of all homes
are insured

No community discount. Grant Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beltrami County.

Disasters that hit Grant Valley

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grant Valley itself: aid to households, or repair grants to the Township of Grant Valley.

Brought FEMA money into Grant ValleyDeclared for Beltrami County only

2011

Severe Storms and Flooding

$68K to the Township of Grant Valley for repairs

2009

Severe Storms and Flooding

$6K to the Township of Grant Valley for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$13K to the Township of Grant Valley for repairs

1999

Severe Storms, Winds, and Flooding

$51K to the Township of Grant Valley for repairs

Beltrami County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Grant Valley

Grant Valley and the towns around it

Very lowLowModerateHighVery high

Bemidjimostly inland floodingHigh

Northernmostly inland floodingHigh

Bemidjimostly inland floodingModerate

Grant Valleymostly inland floodingLow

Jonesmostly inland floodingLow

Rockwoodmostly inland floodingLow

Fernmostly inland floodingLow

Ecklesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grant Valley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Grant Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Grant Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grant Valley total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.