Natural hazards · Lammers

Lammers, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lammers comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lammers?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lammers to be higher than in 37% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves21%Tornadoes5%Everything else15%

By hazard

What Lammers faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 2 years in the area

Cold waves

21% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 16 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 22 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lammers flood?

FEMA's records show no paid flood insurance claims in Lammers.

of all homes
are insured

No community discount. Lammers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beltrami County.

Disasters that hit Lammers

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lammers itself: aid to households, or repair grants to the Township of Lammers.

Brought FEMA money into LammersDeclared for Beltrami County only

2011

Severe Storms and Flooding

$22K to the Township of Lammers for repairs

2009

Severe Storms and Flooding

$4K to the Township of Lammers for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$1K to the Township of Lammers for repairs

Beltrami County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Lammers

Lammers and the towns around it

Very lowLowModerateHighVery high

Buzzlemostly inland floodingModerate

Lammersmostly inland floodingLow

Jonesmostly inland floodingLow

Shevlinmostly inland floodingLow

Ecklesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lammers is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lammers’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lammers. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.