Natural hazards · Champlin

Champlin, MN natural hazards

Most of the natural-hazard damage FEMA expects in Champlin comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1984. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Champlin?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Champlin to be higher than in 74% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves18%Tornadoes10%Heat waves7%Everything else6%

By hazard

What Champlin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Cold waves

18% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 76% of U.S. places

Heat waves

7% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Champlin flood?

Every paid claim on a federal flood insurance policy in Champlin, from FEMA’s records.

9paid claims since 1984

$82Kpaid to owners

0homes flooded more than once

19842026

Biggest named events

Severe flooding: 2 claims, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Champlin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hennepin County.

Disasters that hit Champlin

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Champlin itself: aid to households, or repair grants to the City of Champlin.

Brought FEMA money into ChamplinDeclared for Hennepin County only

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$58K to the City of Champlin for repairs

Hennepin County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Champlin

Champlin and the towns around it

Very lowLowModerateHighVery high

Champlinmostly inland floodingHigh

Anokamostly inland floodingHigh

Daytonmostly inland floodingHigh

Brooklyn Parkmostly inland floodingModerate

Coon Rapidsmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Champlin covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Champlin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Champlin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Champlin total about $10.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.