Natural hazards · Irondale

Irondale, MN natural hazards

Most of the natural-hazard damage FEMA expects in Irondale comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Irondale?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Irondale to be higher than in 29% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves31%Everything else15%

By hazard

What Irondale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 2 years in the area

Cold waves

31% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 14 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Irondale flood?

FEMA's records show no paid flood insurance claims in Irondale.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Irondale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crow Wing County.

Disasters that hit Irondale

Federal disasters declared here

None of the disasters declared for Crow Wing County shows FEMA aid or repair money reaching Irondale itself in FEMA’s records.

Brought FEMA money into IrondaleDeclared for Crow Wing County only

Crow Wing County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Irondale

Irondale and the towns around it

Very lowLowModerateHighVery high

Centermostly inland floodingHigh

Deerwoodmostly inland floodingHigh

Rivertonmostly inland floodingLow

Nokay Lakemostly inland floodingLow

Crosbymostly inland floodingLow

Oak Lawnmostly inland floodingLow

Irondalemostly inland floodingLow

Trommaldmostly inland floodingLow

Irontonmostly inland floodingLow

Wolfordmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Irondale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Irondale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Irondale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.