Natural hazards · Bloomfield

Bloomfield, MN natural hazards

Most of the natural-hazard damage FEMA expects in Bloomfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 30 claims here since 2000. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bloomfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloomfield to be higher than in 58% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes17%Cold waves14%Everything else8%

By hazard

What Bloomfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 18 years in the area

Cold waves

14% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bloomfield flood?

Every paid claim on a federal flood insurance policy in Bloomfield, from FEMA’s records.

30paid claims since 2000

$228Kpaid to owners

0homes flooded more than once

20002026

Biggest named events

Severe flooding: 6 claims, $39K
June Midwest Flooding: 1 claim, $14K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bloomfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fillmore County.

Disasters that hit Bloomfield

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bloomfield itself: aid to households, or repair grants to the Township of Bloomfield.

Brought FEMA money into BloomfieldDeclared for Fillmore County only

2024

Severe Storms and Flooding

$16K to the Township of Bloomfield for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$15K to the Township of Bloomfield for repairs

2013

Severe Storms, Straight-Line Winds, and Flooding

$3K to the Township of Bloomfield for repairs

2008

Severe Storms and Flooding

$1K to the Township of Bloomfield for repairs

2000

Severe Storms and Flooding

$21K to the Township of Bloomfield for repairs

Fillmore County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Bloomfield

Bloomfield and the towns around it

Very lowLowModerateHighVery high

Forestvillemostly inland floodingVery high

Bloomfieldmostly inland floodingModerate

Spring Valleymostly inland floodingModerate

Fillmoremostly inland floodingModerate

Benningtonmostly inland floodingModerate

Beavermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloomfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bloomfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Bloomfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bloomfield total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.