Natural hazards · Fillmore

Fillmore, MN natural hazards

Most of the natural-hazard damage FEMA expects in Fillmore comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fillmore?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fillmore to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes14%Cold waves14%Everything else8%

By hazard

What Fillmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 9 years in the area

Cold waves

14% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fillmore flood?

FEMA's records show no paid flood insurance claims in Fillmore.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fillmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fillmore County.

Disasters that hit Fillmore

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fillmore itself: aid to households, or repair grants to the Township of Fillmore.

Brought FEMA money into FillmoreDeclared for Fillmore County only

2024

Severe Storms and Flooding

$19K to the Township of Fillmore for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$14K to the Township of Fillmore for repairs

2008

Severe Storms and Flooding

$10K to the Township of Fillmore for repairs

2000

Severe Storms and Flooding

$45K to the Township of Fillmore for repairs

Fillmore County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Fillmore

Fillmore and the towns around it

Very lowLowModerateHighVery high

Forestvillemostly inland floodingVery high

Spring Valleymostly inland floodingModerate

Bloomfieldmostly inland floodingModerate

Fillmoremostly inland floodingModerate

Jordanmostly inland floodingModerate

Fountainmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fillmore is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fillmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fillmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.