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Natural hazards · Alborn

Alborn, MN natural hazards

Most of the natural-hazard damage FEMA expects in Alborn comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Alborn?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alborn to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%
By hazard

What Alborn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Alborn flood?

FEMA's records show no paid flood insurance claims in Alborn.

of all homes
are insured
No community discount. Alborn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Louis County.
Disasters that hit Alborn

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Alborn itself: aid to households, or repair grants to the Township of Alborn.

Brought FEMA money into AlbornDeclared for St. Louis County only
2024

Severe Storms and Flooding

1 household applied for aid
2012

Severe Storms and Flooding

$5K to the Township of Alborn for repairs
St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Alborn

Alborn and the towns around it

New Independence: Moderate, mostly inland floodingNess: High, mostly inland floodingMeadowlands: High, mostly cold wavesCulver: High, mostly inland floodingNorthland: High, mostly inland floodingIndustrial: Moderate, mostly inland floodingGrand Lake: Moderate, mostly inland floodingVan Buren: High, mostly inland floodingArrowhead: High, mostly inland floodingElmer: High, mostly cold wavesKelsey: High, mostly cold wavesToivola: High, mostly cold wavesStoney Brook: High, mostly inland floodingAlborn: High, mostly inland flooding AlbornNew IndependenceNessMeadowlandsCulver
Very lowLowModerateHighVery high
Meadowlandsmostly cold wavesHigh
Albornmostly inland floodingHigh
Nessmostly inland floodingHigh
Culvermostly inland floodingHigh
New Independencemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alborn is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Alborn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Alborn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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