Natural hazards · Ness

Ness, MN natural hazards

Most of the natural-hazard damage FEMA expects in Ness comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ness?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ness to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Ness faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ness flood?

FEMA's records show no paid flood insurance claims in Ness.

of all homes
are insured

No community discount. Ness isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Ness

Federal disasters declared here

None of the disasters declared for St. Louis County shows FEMA aid or repair money reaching Ness itself in FEMA’s records.

Brought FEMA money into NessDeclared for St. Louis County only

St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Ness

Ness and the towns around it

Very lowLowModerateHighVery high

Meadowlandsmostly cold wavesHigh

Nessmostly inland floodingHigh

Van Burenmostly inland floodingHigh

Albornmostly inland floodingHigh

Arrowheadmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ness is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ness’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ness. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.