Natural hazards · New Independence

New Independence, MN natural hazards

Most of the natural-hazard damage FEMA expects in New Independence comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Independence?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Independence to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%

By hazard

What New Independence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesWinter weatherCold wavesHeat wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Independence flood?

FEMA's records show no paid flood insurance claims in New Independence.

of all homes
are insured

No community discount. New Independence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit New Independence

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in New Independence itself: aid to households, or repair grants to the Township of New Independence.

Brought FEMA money into New IndependenceDeclared for St. Louis County only

2012

Severe Storms and Flooding

$1K to the Township of New Independence for repairs

St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around New Independence

New Independence and the towns around it

Very lowLowModerateHighVery high

Albornmostly inland floodingHigh

Northlandmostly inland floodingHigh

New Independencemostly inland floodingModerate

Industrialmostly inland floodingModerate

Grand Lakemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Independence covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to New Independence’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of New Independence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Independence total about $489K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.