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Natural hazards · Alberta

Alberta, MN natural hazards

Most of the natural-hazard damage FEMA expects in Alberta comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Alberta?

41
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alberta to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes12%Strong wind8%Hail8%Cold waves8%Drought6%Everything else4%
By hazard

What Alberta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Above average · higher than 56% of U.S. places
Recorded about once every 3 years in the area

Tornadoes

12% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once every 15 years in the area

Strong wind

8% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 4 times a year in the area

Hail

8% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 6 times a year in the area

Cold waves

8% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 12 times a year in the area

Drought

6% of expected damage
Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Alberta flood?

FEMA's records show no paid flood insurance claims in Alberta.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Alberta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Benton County.
Disasters that hit Alberta

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Alberta itself: aid to households, or repair grants to the Township of Alberta.

Brought FEMA money into AlbertaDeclared for Benton County only
2013

Severe Storms, Straight-Line Winds, and Flooding

$6K to the Township of Alberta for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$8K to the Township of Alberta for repairs
Benton County has had 11 natural disasters declared since 1953, most often floods and severe storms.
Around Alberta

Alberta and the towns around it

Gilman: Moderate, mostly inland floodingMorrill: High, mostly inland floodingGraham: Moderate, mostly inland floodingGranite Ledge: Moderate, mostly inland floodingGilmanton: Moderate, mostly inland floodingLakin: High, mostly inland floodingHillman: High, mostly inland floodingBuckman: High, mostly inland floodingMayhew Lake: Moderate, mostly inland floodingLangola: High, mostly inland floodingMilaca: Moderate, mostly inland floodingMaywood: Moderate, mostly inland floodingFoley: Moderate, mostly inland floodingSt. George: Low, mostly inland floodingAlberta: Moderate, mostly inland flooding AlbertaGilmanMorrillGrahamGranite LedgeGilmanton
Very lowLowModerateHighVery high
Morrillmostly inland floodingHigh
Granite Ledgemostly inland floodingModerate
Albertamostly inland floodingModerate
Gilmanmostly inland floodingModerate
Grahammostly inland floodingModerate
Gilmantonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alberta is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Alberta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Alberta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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