Natural hazards · Graham

Graham, MN natural hazards

Most of the natural-hazard damage FEMA expects in Graham comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Graham?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Graham to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes12%Strong wind8%Hail8%Cold waves8%Drought6%Everything else4%

By hazard

What Graham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

12% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 15 years in the area

Strong wind

8% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Hail

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 12 times a year in the area

Drought

6% of expected damage

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Graham flood?

FEMA's records show no paid flood insurance claims in Graham.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Graham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benton County.

Disasters that hit Graham

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Graham itself: aid to households, or repair grants to the Township of Graham.

Brought FEMA money into GrahamDeclared for Benton County only

2013

Severe Storms, Straight-Line Winds, and Flooding

$14K to the Township of Graham for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$4K to the Township of Graham for repairs

Benton County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Graham

Graham and the towns around it

Very lowLowModerateHighVery high

Langolamostly inland floodingHigh

Buckmanmostly inland floodingHigh

Grahammostly inland floodingModerate

Mayhew Lakemostly inland floodingModerate

Albertamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Graham is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Graham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Graham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.