Natural hazards · Granite Ledge

Granite Ledge, MN natural hazards

Most of the natural-hazard damage FEMA expects in Granite Ledge comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Granite Ledge?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Granite Ledge to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding53%Tornadoes12%Cold waves11%Strong wind9%Hail7%Everything else8%

By hazard

What Granite Ledge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

12% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 14 years in the area

Cold waves

11% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 12 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Granite Ledge flood?

FEMA's records show no paid flood insurance claims in Granite Ledge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Granite Ledge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benton County.

Disasters that hit Granite Ledge

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Granite Ledge itself: aid to households, or repair grants to the Township of Granite Ledge.

Brought FEMA money into Granite LedgeDeclared for Benton County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$10K to the Township of Granite Ledge for repairs

Benton County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Granite Ledge

Granite Ledge and the towns around it

Very lowLowModerateHighVery high

Lakinmostly inland floodingHigh

Milacamostly inland floodingModerate

Granite Ledgemostly inland floodingModerate

Maywoodmostly inland floodingModerate

Albertamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Granite Ledge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Granite Ledge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Granite Ledge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.