Natural hazards · Warren

Warren, MI natural hazards

Most of the natural-hazard damage FEMA expects in Warren comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 23 claims here since 1981. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warren?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warren to be higher than in 29% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes27%Cold waves17%Everything else11%

By hazard

What Warren faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 86% of U.S. places

Cold waves

17% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warren flood?

Every paid claim on a federal flood insurance policy in Warren, from FEMA’s records.

23paid claims since 1981

$908Kpaid to owners

1homes flooded more than once

19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warren isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macomb County.

Disasters that hit Warren

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warren itself: aid to households, or repair grants to the City of Warren.

Brought FEMA money into WarrenDeclared for Macomb County only

2023

Severe Storms, Tornadoes, and Flooding

3,091 households applied for aid $5.4M aid approved

2021

Severe Storms, Flooding, and Tornadoes

711 households applied for aid $831K aid approved

2014

Severe Storms and Flooding

6,523 households applied for aid $8.6M aid approved $687K to the City of Warren for repairs

2004

Severe Storms, Tornadoes, and Flooding

240 households applied for aid $179K aid approved

2000

Snow

$87K to the City of Warren for repairs

1999

Mi - Severe Weather 1/2 /99

$112K to the City of Warren for repairs

Macomb County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Warren

Warren and the towns around it

Very lowLowModerateHighVery high

Sterling Heightsmostly inland floodingModerate

Warrenmostly inland floodingLow

Rosevillemostly inland floodingLow

Madison Heightsmostly inland floodingLow

Eastpointemostly inland floodingLow

Detroitmostly inland floodingLow

Hazel Parkmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warren covers 44 census tracts, combined by population.

Money that reached townFlood claims are matched to Warren’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Warren. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Warren total about $37.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.