Natural hazards · Roseville

Roseville, MI natural hazards

Most of the natural-hazard damage FEMA expects in Roseville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 2019. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roseville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roseville to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes27%Cold waves19%Everything else10%

By hazard

What Roseville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 86% of U.S. places

Cold waves

19% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roseville flood?

Every paid claim on a federal flood insurance policy in Roseville, from FEMA’s records.

5paid claims since 2019

$100Kpaid to owners

1homes flooded more than once

20192026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roseville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macomb County.

Disasters that hit Roseville

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roseville itself: aid to households, or repair grants to the City of Roseville.

Brought FEMA money into RosevilleDeclared for Macomb County only

2023

Severe Storms, Tornadoes, and Flooding

1,063 households applied for aid $2.2M aid approved

2021

Severe Storms, Flooding, and Tornadoes

197 households applied for aid $256K aid approved

2014

Severe Storms and Flooding

541 households applied for aid $656K aid approved $87K to the City of Roseville for repairs

2004

Severe Storms, Tornadoes, and Flooding

67 households applied for aid $24K aid approved

2000

Snow

$25K to the City of Roseville for repairs

1999

Mi - Severe Weather 1/2 /99

$25K to the City of Roseville for repairs

Macomb County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Roseville

Roseville and the towns around it

Very lowLowModerateHighVery high

St. Clair Shoresmostly inland floodingModerate

Frasermostly inland floodingLow

Warrenmostly inland floodingLow

Rosevillemostly inland floodingLow

Eastpointemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roseville covers 19 census tracts, combined by population.

Money that reached townFlood claims are matched to Roseville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Roseville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roseville total about $11.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.