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Natural hazards · Hazel Park

Hazel Park, MI natural hazards

Most of the natural-hazard damage FEMA expects in Hazel Park comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1981. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hazel Park?

21
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hazel Park to be higher than in 21% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes29%Cold waves20%Everything else11%
By hazard

What Hazel Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Below average · higher than 34% of U.S. places
Recorded about once a year in the area

Tornadoes

29% of expected damage
Well above average · higher than 86% of U.S. places

Cold waves

20% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hazel Park flood?

Every paid claim on a federal flood insurance policy in Hazel Park, from FEMA’s records.

1paid claims since 1981
$622paid to owners
0homes flooded more than once
19812026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hazel Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oakland County.
Disasters that hit Hazel Park

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hazel Park itself: aid to households, or repair grants to the City of Hazel Park.

Brought FEMA money into Hazel ParkDeclared for Oakland County only
2023

Severe Storms, Tornadoes, and Flooding

164 households applied for aid $339K aid approved
2021

Severe Storms, Flooding, and Tornadoes

63 households applied for aid $51K aid approved
2014

Severe Storms and Flooding

1,021 households applied for aid $1.3M aid approved $346K to the City of Hazel Park for repairs
2004

Severe Storms, Tornadoes, and Flooding

19 households applied for aid $15K aid approved
2000

Snow

$10K to the City of Hazel Park for repairs
1999

Mi - Severe Weather 1/2 /99

$14K to the City of Hazel Park for repairs
Oakland County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Hazel Park

Hazel Park and the towns around it

Ferndale: Very low, mostly inland floodingWarren: Low, mostly inland floodingMadison Heights: Low, mostly inland floodingDetroit: Low, mostly inland floodingRoyal Oak: Low, mostly inland floodingOak Park: Low, mostly inland floodingRoyal Oak: Very low, mostly inland floodingPleasant Ridge: Low, mostly inland floodingEastpointe: Low, mostly inland floodingRoseville: Low, mostly inland floodingSterling Heights: Moderate, mostly inland floodingTroy: Very low, mostly inland floodingDearborn: Low, mostly inland floodingRiver Rouge: Low, mostly inland floodingGrosse Pointe Park: Moderate, mostly inland floodingDearborn Heights: Low, mostly inland floodingMelvindale: Low, mostly inland floodingHarper Woods: Very high, mostly inland floodingRedford: Very low, mostly inland floodingLincoln Park: Moderate, mostly inland floodingGrosse Pointe Woods: Very high, mostly inland floodingEcorse: Moderate, mostly inland floodingHuntington Woods: Moderate, mostly inland floodingClawson: Low, mostly inland floodingBerkley: Low, mostly inland floodingHazel Park: Low, mostly inland flooding Hazel ParkFerndaleWarrenMadison HeightsDetroitRoyal Oak
Very lowLowModerateHighVery high
Warrenmostly inland floodingLow
Madison Heightsmostly inland floodingLow
Royal Oakmostly inland floodingLow
Detroitmostly inland floodingLow
Hazel Parkmostly inland floodingLow
Ferndalemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hazel Park covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Hazel Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hazel Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hazel Park total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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