Natural hazards · Schoolcraft

Schoolcraft, MI natural hazards

Most of the natural-hazard damage FEMA expects in Schoolcraft comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Schoolcraft?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Schoolcraft to be higher than in 29% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes19%Hail10%Cold waves7%Everything else9%

By hazard

What Schoolcraft faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 83% of U.S. places

Hail

10% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Schoolcraft flood?

FEMA's records show no paid flood insurance claims in Schoolcraft.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Schoolcraft isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kalamazoo County.

Disasters that hit Schoolcraft

Federal disasters declared here

None of the disasters declared for Kalamazoo County shows FEMA aid or repair money reaching Schoolcraft itself in FEMA’s records.

Brought FEMA money into SchoolcraftDeclared for Kalamazoo County only

Kalamazoo County has had 9 natural disasters declared since 1953, most often winter storms and floods.

Around Schoolcraft

Schoolcraft and the towns around it

Very lowLowModerateHighVery high

Parkmostly inland floodingModerate

Bradymostly inland floodingLow

Prairie Rondemostly inland floodingLow

Vicksburgmostly inland floodingLow

Schoolcraftmostly inland floodingLow

Portagemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Schoolcraft covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Schoolcraft’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Schoolcraft. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Schoolcraft total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.