Natural hazards · Park

Park, MI natural hazards

Most of the natural-hazard damage FEMA expects in Park comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Park?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Park to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes11%Cold waves8%Strong wind6%Everything else10%

By hazard

What Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

11% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 29 years in the area

Cold waves

8% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Park flood?

FEMA's records show no paid flood insurance claims in Park.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Joseph County.

Disasters that hit Park

Federal disasters declared here

None of the disasters declared for St. Joseph County shows FEMA aid or repair money reaching Park itself in FEMA’s records.

Brought FEMA money into ParkDeclared for St. Joseph County only

St. Joseph County has had 6 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Park

Park and the towns around it

Very lowLowModerateHighVery high

Mendonmostly inland floodingModerate

Parkmostly inland floodingModerate

Flowerfieldmostly inland floodingModerate

Lockportmostly inland floodingLow

Schoolcraftmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Park covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Park total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.