Natural hazards · Brady

Brady, MI natural hazards

Most of the natural-hazard damage FEMA expects in Brady comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brady?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brady to be higher than in 38% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes17%Hail9%Cold waves6%Everything else9%

By hazard

What Brady faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

17% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 59 years in the area

Hail

9% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brady flood?

FEMA's records show no paid flood insurance claims in Brady.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brady isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kalamazoo County.

Disasters that hit Brady

Federal disasters declared here

None of the disasters declared for Kalamazoo County shows FEMA aid or repair money reaching Brady itself in FEMA’s records.

Brought FEMA money into BradyDeclared for Kalamazoo County only

Kalamazoo County has had 9 natural disasters declared since 1953, most often winter storms and floods.

Around Brady

Brady and the towns around it

Very lowLowModerateHighVery high

Mendonmostly inland floodingModerate

Leonidasmostly inland floodingModerate

Bradymostly inland floodingLow

Pavilionmostly inland floodingLow

Vicksburgmostly inland floodingLow

Schoolcraftmostly inland floodingLow

Wakeshmamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brady covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Brady’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Brady. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brady total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.